Top Five Things To Look For When Choosing A Medicare Plan
Every fall, people with Medicare have full mailboxes. It’s not always political mailers or notes from family and friends, it’s usually materials from health insurance companies.
That’s because the Medicare Annual Enrollment Period kicks off on October 15. Everyone eligible for Medicare has from October 15 until December 7 to continue with their current coverage or change to a new plan. It can be overwhelming to search for the Medicare Advantage plan that best fits your needs.
We put together these five tips to help you.
1) Review your plan changes carefully.
In late September you should have received your 2019 plan materials. It’s important to review these changes carefully, what worked for you last year, may not be a good fit this year.
2) Look at your plan’s out-of-pocket maximum.
Most people know to look at the monthly premium, but don’t realize how important the out-of-pocket maximum is. Every year this amount can change. And, just because your plan has a low or $0 premium, doesn’t guarantee you’re getting the best deal. The out-of-pocket maximum lets you know how much you could spend each plan year. It’s the worst-case scenario. To review and compare Network Health Medicare Advantage plans, click here.
3) Check your prescriptions.
Some plans do not include prescription drug coverage. If you need medications, make sure your plan includes this coverage (also called Part D). It’s also a good idea to look at the deductible. To check coverage of your medications click here and select the Network Health plan you’re interested in.
4) Find out what doctors you can see.
Network Health Medicare Advantage PPO members have the freedom to see any doctor or specialist that accepts Medicare. In addition, Network Health is co-owned by two high quality health systems, Froedtert Health and Ministry Health Care, part of Ascension Wisconsin, helping to ensure that our members have access to excellent health care close to home. To verify your doctor is in our network, use our convenient Find a Doctor search.
5) Consider the type of customer support you’ll get.
Most companies claim to have great customer service, there is more to think about. When you call, do you get a real person? Are you able to talk to someone face-to-face to get your questions answered? With a Network Health Medicare Advantage Plan, you can. We look forward to meeting you.
At Network Health, our members are our priority. Everything we do is to help them live a better life. It’s a unique approach to Medicare, and our members notice the difference.