Top Five Ways to Save on Your Health Care Costs – Step Three

Top Five Ways to Save on Your Health Care Costs – Step Three

It’s old news that health care is getting more expensive in the U.S. In fact, it’s about twice as expensive as it is in any other developed country. As a consumer, you can take steps to combat the growing cost by making informed decisions and knowing how to get the most out of your health plan.

Below is part three of a series of practical strategies you can use to save money on health care. Read about the other strategies by clicking on the links at the bottom of the blog.

Take advantage of virtual visits. Network Health members have access to virtual visits through MDLIVE®. Many other insurance companies offer similar ways to virtually be treated. These visits are a convenient way to get care for covered medical and behavioral health services by phone, secure video or an app.

With a Network Health plan, a virtual visit for medical services costs only $55, compared to over $200 for the average primary doctor visit. Plus, virtual visits are a quick and easy way to get care for non-emergent issues. The average wait time is less than 10 minutes, and you can use virtual visits 24/7. The providers can also send e-prescriptions to your local pharmacy, if needed.

Types of common issues that can be treated with virtual visits include the following.

  • Acne
  • Allergies
  • Cold and flu
  • Constipation
  • Cough
  • Diarrhea
  • Ear problems
  • Fever
  • Headache
  • Insect bites
  • Pink eye
  • Rash
  • Sore throat
  • Nausea and vomiting
  • Respiratory problems
  • Urinary problems or UTI

If you’re a Network Health member, activate MDLIVE now (so you’re ready if you need it) by going to mdlive.com/networkhealth.

Curious about what the other strategies are?

Follow Your Health Plan’s Network Coverage
Know When to use Urgent Care
Look for Surgery Centers and Local MRI Providers
Ask About Generics


Discussion

2 comments

  1. Carol Mentz says:

    With virtual visits, how does one know the credentials of the doctor? Some are just pill pushers. Plus if someone really wants a med, all they have to do is play Dr. Google to know what to say as far symptoms go. NOT everything needs a medication especially if it’s something viral. Sometimes an actual exam is necessary and so is common sense.

    • Molly Soto says:

      Carol, MDLIVE providers are comprised of physicians who are Board Certified, have gone through a background check through the National Physician Data Based and the American Medical Association for medical licensure, training and education, work history and malpractice history. They must follow state pharmacology laws which include restrictions such as the inability to write prescriptions for more than a 30-day supply, not prescribing drugs that may be harmful because of their potential for abuse and more. The doctor will talk through your symptoms and make a determination based on them. Yes, you are right, sometimes an actual exam is necessary which is why they only treat certain symptoms or conditions. Here’s more info – https://www.mdlive.com/patients/telehealth-services/

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